Disability Benefits
Voluntary Short-Term Disability insurance is “paycheck” protection and pays a percentage of your salary if you become temporarily disabled for a period of weeks. Common short-term disability claims include injury, pregnancy and minor surgeries.
View your Guardian Enrollment Kit for rates for your age and desired coverage amount.
Weekly Benefit |
60% of earnings up to $1,000 |
Minimum Weekly Benefit |
Flat $25 |
Elimination Period |
7 Days |
Voluntary Long-Term Disability insurance protects your ability to earn a paycheck. It pays a percentage of your salary if you become unable to work for a long period of time, months or even years. Common long-term disability claims include musculoskeletal disorders, cancer or serious illness and mental health issues.
View your Guardian Enrollment Kit for rates for your age and desired coverage amount.
Monthly Benefit |
60% of earnings up to $6,000 |
Minimum Monthly Benefit |
Greater of 15% or $100 |
Elimination Period |
90 Days |